- Instant transfers: X Money allows users to send and receive money instantly on X at no cost.
- Direct deposit and payments: The service supports direct deposits up to two days before the normal payday. Users can also pay rent, send wire transfers, mail checks, and pay bills directly through the X app or X.com.
- APY: X Money offers an interest-earning cash account with no minimum balance. Premium+ subscribers are eligible to earn 6.00% APY on their X Money accounts. Premium subscribers may also be eligible for a boosted 6.00% APY when they meet the qualifying direct deposit requirements.
- Support: X Money includes 24/7 dedicated customer support.
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